How much cash is locked inside your business and what is it costing you?
Most growing companies have millions sitting idle in unpaid invoices and stock, quietly funded by the bank. Answer a few questions from your accounts and see exactly how much cash your operating cycle ties up (or how much your suppliers fund for you), what it costs in interest, and the specific moves that free the most, in plain words you can take straight to your CEO or board.
How it works
A handful of lines from your P&L and balance sheet. Every field has a tap "i" telling you exactly what to enter and where to find it.
Tell the tool how you intend to run, collection, stock and payment days. It compares your actual position against your own rules, not a generic benchmark.
A clear read on cash tied up vs freed, who funds your business, the cost in interest, and a prioritised action list for your CEO.
What you'll learn
- ◆How much cash your working capital ties up, and how much sits above your own policy.
- ◆Whether you fund the business, the bank does, or your suppliers do.
- ◆Your cash conversion cycle, day by day, against your policy.
- ◆What a single day of improvement is worth on each lever.
- ◆The few actions that free the most cash, ready for the boardroom.
What does the Working Capital Calculator do?
This tool calculates how many days your cash is tied up in receivables, inventory and payables, and your cash conversion cycle. It shows how much cash you could release by shortening each part of the cycle.
How to use it
- Enter revenue, cost of sales, receivables, inventory and payables, with your credit policy days and facility limits.
- See your collection, inventory and payment days, your cash conversion cycle and any funding gap.
- Test scenarios such as sales growth, and download the full report to keep the results.
Working Capital Calculator: questions and answers
What is the cash conversion cycle?
The number of days between paying suppliers and collecting from customers: receivable days plus inventory days minus payable days. A shorter cycle means less cash tied up in operations.
Which lever usually releases cash fastest?
It depends on the business. Collections discipline often works fastest in trading and services; inventory planning often matters most in manufacturing.
What happens to the information I enter?
The calculation runs in your browser. To get the full report you are asked for your contact details; when you send them, your details and your assessment inputs are emailed to Valorin so we can follow up if you want. Nothing is sent before you choose to submit.
Is the result tax or financial advice?
No. The result is an estimate for planning, based only on the figures and answers you enter. It is general information, not legal, tax or financial advice. For a decision, have your position reviewed against your full facts.
Related
Want a second opinion on your result? WhatsApp 058-2754282 or send a request.
General information only, not legal or tax advice.