Privacy Policy

1. Introduction

Valorin Finance & Advisory LLC (“Valorin”, “we”, “our” or “us”) respects the privacy of visitors to our website. We are licensed in Sharjah Media City Free Zone (Shams), licence No. 2644595.01, with our registered address at Shams Business Center, Sharjah Media City Free Zone, Al Messaned, Sharjah, UAE.

This Privacy Policy explains, in clear and practical terms, how information may be handled when you visit our website or voluntarily interact with our advisory tools and contact forms.

2. Scope of This Policy

This Privacy Policy applies to:

• Visits to the Valorin website
• Messages sent through the chat assistant on the website
• Voluntary use of contact forms, calculators, or advisory tools
• Requests for information, consultations, or insights

It does not apply to third-party websites linked from our site.

3. Information You Voluntarily Provide

You may choose to provide limited information when you:

• Submit a contact or enquiry form
• Use an advisory tool or diagnostic
• Request a consultation or follow-up

This information typically includes:

• Name, email address and company name
• Phone number, if you give it
• Revenue range, topic and the message you write, and whether you want an NDA
• For tool reports: your role and sector, company size or revenue band, and for some tools the figures you entered and the results
• With each enquiry: the page it was sent from, the page you arrived on, the referring website and any campaign tags in the link

4. Use of Advisory Tools and Calculators

Our calculators, checklists, and diagnostic tools are designed to provide general management insight.

• Inputs are used to generate on-screen results or reports requested by you
• Submitted data is not used for profiling, automated decision-making, or resale
• Most tools calculate in your browser. If you request a report, your details and, for some tools, your inputs and results are emailed to us so that we can send the report and follow up

These tools are informational only and do not replace professional advice.

5. Automatically Collected Information

Like most websites, our hosting provider records standard technical information when a page is requested, for security and to keep the site running, such as:

• Browser type
• Device type
• Pages visited
• IP address and approximate region (not precise location)

This information is:

• Used to operate and secure the website
• Not used for advertising

Analytics, which runs only if you accept, is described in section 6.

6. Cookies and analytics

We use Google Analytics 4 to understand how the site is used, for example which pages are read and how often visitors use the WhatsApp, phone, email and contact-form options.

Google Analytics loads only if you choose Accept in the cookie notice. If you choose Decline, or make no choice, Google Analytics is not loaded and no analytics cookies are set.

When it is on, Google Analytics sets first-party cookies named _ga and _ga_ followed by an ID, kept for up to two years.

We do not send your name, email address, phone number or message to Google Analytics. Google signals and ad personalisation are switched off.

We also keep two items in your browser that are not cookies:

• Your cookie choice, for 12 months
• For the current visit only, the page you arrived on, the referring website and any campaign tags in the link, so that an enquiry can be linked to the page or post it came from

You can change your choice at any time with the Cookie settings link at the bottom of every page, or block cookies in your browser settings without affecting access to the site.

7. Chat assistant

Messages you type in the chat assistant are sent to our chat assistant provider (n8n.insightsol.net) to produce an answer and may be processed by an AI service. Please do not share confidential figures in the chat. Answers are general information only, not tax or legal advice.

8. How We Use Information

Information provided through the website may be used to:

• Respond to enquiries or requests you initiate
• Share requested materials or reports
• Improve the clarity and usefulness of our content
• Maintain the security and integrity of our website

We do not use your information for unsolicited marketing. We may follow up once about a request you made.

9. Confidentiality and Ethical Handling

As an advisory firm, confidentiality is fundamental to our approach.

• Access to information is restricted to authorized personnel only
• Information is not shared internally unless necessary to respond to your request
• We are prepared to enter into Non-Disclosure Agreements (NDAs) where appropriate

10. Sharing of Information

We do not sell, rent, or trade personal information.

Information may be shared only:

• With the service providers that run parts of this website: Vercel (hosting), EmailJS (delivery of form and report emails), Google (Google Analytics, only if you accept), our chat assistant provider (n8n.insightsol.net) and Supabase (article content). Some of these providers may process data outside the UAE
• Where required by applicable law or regulatory authority
• With your explicit consent

11. Data Retention

Information submitted through the website is retained only for as long as reasonably necessary to:

• Respond to your enquiry
• Provide requested support
• Meet legal or regulatory obligations, if any

We do not maintain long-term personal data repositories for website visitors.

12. Data Security

We apply reasonable and appropriate technical measures to protect information, including:

• Secure hosting environments
• Access controls
• Encryption in transit where applicable

No internet transmission is entirely risk-free, but we take care to handle information responsibly.

13. Your Rights

Depending on your jurisdiction, you may have the right to:

• Request access to information you provided
• Request correction or deletion of your information
• Withdraw consent for future communications

Requests may be made by contacting us using the details below.

14. International Visitors

Visitors from outside the UAE may have rights under the law of their own country. This policy describes how we handle personal data; contact advisory@valorin.ae with any question about your rights.

15. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal environment. The latest version will always be available on this page.